Terms of Service

Welcome to Consultrix! These Terms of Service govern your use of our investing newsletter and any associated services (collectively referred to as the ‘Service’). By accessing or using the Service, you agree to comply with and be bound by these Terms.

1. Acceptance of Terms

By accessing or using the Service, you affirm that you are at least 18 years of age, or the age of majority in your jurisdiction, and that you have the legal capacity to enter into these Terms. If you do not agree with all provisions of these Terms, you must not use the Service.

2. Changes to Terms

Consultrix reserves the right to modify these Terms at any time. We will post the revised Terms on our website and provide notice of the changes. Your continued use of the Service after the effective date of the revised Terms constitutes your acceptance of the changes.

3. Description of the Service

Consultrix provides an investing newsletter that offers insights, analysis, and recommendations related to investment opportunities. The content provided through the Service is for informational purposes only and should not be considered financial advice. We encourage you to conduct your own research before making any investment decisions.

4. Subscription and Billing

4.1 Subscription

To access the Service, you must subscribe. By subscribing, you authorize Consultrix to charge you the applicable subscription fee at the beginning of each billing cycle. Subscription fees are non-refundable, except as provided under these Terms.

4.2 Billing

Your subscription will automatically renew at the end of each billing period unless you cancel your subscription prior to the renewal date. You can manage your subscription settings through your account dashboard.

4.3 Payment

By providing your payment information, you represent that you are authorized to use the payment method provided. You agree to provide accurate and complete information when creating your account and making payments. All transactions are processed through our payment processor, and we do not store your payment information.

5. User Responsibilities

As a user of Consultrix, you agree to:

Provide accurate information during the registration process and keep your account information current.
Maintain the confidentiality of your account credentials and notify us immediately of any unauthorized use of your account.
Use the Service for lawful purposes and in accordance with all applicable laws and regulations.
Not engage in any activity that could harm or impair the functionality of the Service, including but not limited to hacking, spamming, or distributing malicious software.

6. Intellectual Property

All content included in the Service, including text, graphics, logos, and software, is the property of Consultrix or its licensors and is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the content for personal, non-commercial purposes. You may not modify, reproduce, distribute, or create derivative works from the content without prior written consent from Consultrix.

7. Disclaimers

The Service is provided on an ‘as-is’ and ‘as-available’ basis without any warranties of any kind, either express or implied. Consultrix does not warrant that the Service will be uninterrupted, secure, or free of errors. You acknowledge that any investment involves risk, and past performance is not indicative of future results. Consultrix makes no representations as to the accuracy, completeness, or reliability of any information provided through the Service.

8. Limitation of Liability

To the maximum extent permitted by law, Consultrix shall not be liable for any indirect, incidental, consequential, or punitive damages arising from or related to your use of the Service, including but not limited to loss of profits, data, or goodwill. Our total liability to you for any claim arising under these Terms shall not exceed the amount you paid for the Service in the twelve (12) months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Consultrix and its affiliates, officers, directors, and employees from any claims, losses, liabilities, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

10. Termination

Consultrix reserves the right to terminate or suspend your access to the Service at any time and for any reason, including but not limited to your breach of these Terms. Upon termination, your right to use the Service will immediately cease, and you will not be entitled to any refund of subscription fees.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to its conflict of law principles. Any dispute arising out of or relating to these Terms or the Service shall be resolved in the competent courts of that jurisdiction.

12. Miscellaneous

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. These Terms constitute the entire agreement between you and Consultrix regarding your use of the Service and supersede all prior agreements and understandings.

13. Contact Information

If you have any questions or concerns regarding these Terms, please contact us through the appropriate channels on our website.

Thank you for choosing Consultrix. Happy investing!